:root{
  --ink:#10233f;--muted:#60708a;--line:#d9e4ef;--blue:#1f6feb;--teal:#10a99b;--cream:#f7f3eb;--paper:#ffffff;--navy:#08172b;--soft:#eef7f5;--orange:#d98b31;
}
*{box-sizing:border-box} body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fbfcfe;line-height:1.55} a{color:inherit;text-decoration:none} img{max-width:100%;display:block}.wrap{width:min(1180px,92vw);margin:auto}.topbar{background:var(--navy);color:#dbeafe;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding:9px 0;align-items:center}.topbar a{color:#fff;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid rgba(16,35,63,.09)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0}.brand{display:flex;align-items:center;gap:14px}.brand-mark{width:56px;height:56px;border-radius:22px;background:linear-gradient(135deg,var(--blue),var(--teal));position:relative;box-shadow:0 14px 32px rgba(31,111,235,.24)}.brand-mark:before{content:"";position:absolute;inset:14px;border:3px solid white;border-radius:50%}.brand-mark:after{content:"";position:absolute;width:28px;height:4px;background:white;border-radius:10px;left:14px;top:26px;box-shadow:0 -10px 0 -1px rgba(255,255,255,.75),0 10px 0 -1px rgba(255,255,255,.75)}.brand-text strong{display:block;font-size:1.55rem;letter-spacing:-.04em;line-height:1}.brand-text span{font-size:.78rem;text-transform:uppercase;letter-spacing:.18em;color:var(--teal);font-weight:800}.menu{display:flex;align-items:center;gap:8px;flex-wrap:wrap}.menu a{padding:10px 12px;border-radius:999px;font-weight:750;color:#263c5f}.menu a:hover,.menu a.active{background:#ecf4ff;color:var(--blue)}.cta{background:var(--ink)!important;color:white!important;padding:11px 16px!important}.hero{background:linear-gradient(90deg,rgba(8,23,43,.9),rgba(8,23,43,.42)),url('https://images.unsplash.com/photo-1576091160550-2173dba999ef?auto=format&fit=crop&w=1800&q=85') center/cover no-repeat;min-height:660px;color:white;display:flex;align-items:center;position:relative}.hero-card{max-width:690px;padding:54px 0}.eyebrow{display:inline-flex;gap:8px;align-items:center;border:1px solid rgba(255,255,255,.24);background:rgba(255,255,255,.12);padding:8px 13px;border-radius:999px;font-weight:800;color:#e6fffb;text-transform:uppercase;letter-spacing:.14em;font-size:.77rem}.hero h1{font-size:clamp(2.6rem,6vw,5.4rem);line-height:.96;margin:24px 0 18px;letter-spacing:-.075em}.hero p{font-size:1.18rem;color:#e7eef8;max-width:610px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:16px;padding:14px 20px;font-weight:850;border:1px solid transparent}.btn.primary{background:var(--teal);color:white}.btn.secondary{background:white;color:var(--ink)}.section{padding:78px 0}.section.alt{background:var(--cream)}.kicker{color:var(--teal);font-weight:900;text-transform:uppercase;letter-spacing:.14em;font-size:.8rem}.section h2{font-size:clamp(2rem,4vw,3.4rem);line-height:1;margin:10px 0 16px;letter-spacing:-.055em}.lead{font-size:1.08rem;color:var(--muted);max-width:790px}.split{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}.panel{background:white;border:1px solid var(--line);border-radius:30px;padding:34px;box-shadow:0 22px 70px rgba(16,35,63,.08)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}.card{background:white;border:1px solid var(--line);border-radius:26px;padding:26px;box-shadow:0 16px 44px rgba(16,35,63,.06)}.card h3{margin:0 0 9px;font-size:1.25rem}.card p{color:var(--muted);margin:0}.number{width:42px;height:42px;border-radius:15px;background:var(--soft);color:var(--teal);display:grid;place-items:center;font-weight:950;margin-bottom:16px}.ribbon{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:28px;overflow:hidden}.ribbon div{background:white;padding:24px}.ribbon strong{display:block;font-size:1.45rem}.form-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:32px;align-items:start}.form-box{background:white;border:1px solid var(--line);border-radius:30px;padding:30px;box-shadow:0 18px 60px rgba(16,35,63,.08)}label{display:block;font-weight:800;margin:15px 0 7px}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #cbd7e6;border-radius:14px;font:inherit;background:#fff}textarea{min-height:120px}.check{display:flex;gap:12px;align-items:flex-start;margin:16px 0;padding:16px;border:1px solid var(--line);border-radius:18px;background:#fbfdff}.check input{width:auto;margin-top:4px}.check label{margin:0;font-weight:650;color:#334966}.check b{color:var(--ink)}.fine{font-size:.9rem;color:var(--muted)}.page-hero{background:linear-gradient(135deg,#08172b,#143861);color:white;padding:78px 0}.page-hero h1{font-size:clamp(2.3rem,5vw,4.2rem);line-height:1;margin:0 0 14px;letter-spacing:-.06em}.content{background:white;border:1px solid var(--line);border-radius:30px;padding:38px;box-shadow:0 18px 60px rgba(16,35,63,.06)}.content h2{font-size:1.8rem;margin-top:28px}.content h2:first-child{margin-top:0}.content p,.content li{color:#51617a}.faq-item{border-bottom:1px solid var(--line);padding:22px 0}.faq-item:last-child{border-bottom:0}.footer{background:var(--navy);color:#c8d7ec;padding:54px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:30px}.footer a{color:white;text-decoration:underline;text-underline-offset:3px}.footer .brand-text strong{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:22px;font-size:.9rem;color:#aebdd2}.success{display:none;margin-top:18px;padding:14px 16px;border-radius:14px;background:#e7fbf5;color:#116251;font-weight:800}.photo-band{height:350px;border-radius:34px;background:url('https://images.unsplash.com/photo-1582750433449-648ed127bb54?auto=format&fit=crop&w=1400&q=85') center/cover no-repeat;box-shadow:0 22px 70px rgba(16,35,63,.12)}@media(max-width:860px){.topbar .wrap,.nav,.split,.form-wrap,.footer-grid{display:block}.menu{margin-top:16px}.hero{min-height:560px}.grid,.ribbon{grid-template-columns:1fr}.brand-text strong{font-size:1.32rem}.section{padding:54px 0}.photo-band{margin-top:24px}.footer-grid>div{margin-bottom:24px}}